Cream Cheese Banana Bread Recipe

Heavenly Cream Cheese Banana Bread Recipe for Sweet Bliss

Blending classic comfort with modern culinary creativity, this cream cheese banana bread emerges as a delightful twist on a beloved classic.

Soft bananas mingle with rich cream cheese, creating a surprisingly luxurious texture.

Moist and tender, each slice promises a decadent experience that elevates the traditional quick bread.

Unexpected ingredients dance together, transforming humble pantry staples into something extraordinary.

Bakers of all skill levels can confidently approach this simple yet impressive recipe.

Sweet aromas will fill your kitchen, tempting everyone nearby.

Why Cream Cheese Banana Bread Is a Comfort Classic

  • Boost Family Comfort: Elevate traditional banana bread with a creamy cream cheese swirl that transforms this classic treat into a luxurious dessert everyone will adore.
  • Tackle Skill Levels: Perfect for bakers of all experiences, this recipe requires basic mixing techniques and offers foolproof steps for novice and seasoned home cooks.
  • Create Memorable Moments: Ideal for weekend brunches, potlucks, or casual gatherings where you want to impress friends and family with a delightful homemade bread that feels special yet approachable.
  • Maximize Versatility: Enjoy as a breakfast companion, afternoon snack, or dessert option that stores beautifully and maintains moisture, ensuring deliciousness for several days after baking.

Ingredients for Cream Cheese Banana Bread

Dry Ingredients:
  • All-Purpose Flour: The base structure for the banana bread that provides essential texture and stability.
  • Baking Soda: Helps the bread rise and creates a light, fluffy consistency.
  • Salt: Enhances the overall flavor of the banana bread.
Wet Ingredients:
  • Ripe Bananas: Adds natural sweetness and moisture to the bread.
  • Butter, Sugar: Creates a rich, sweet foundation for the banana bread.
  • Vanilla Extract: Provides a warm, aromatic flavor to the recipe.
  • Eggs: Binds the ingredients together and adds structure.
Cream Cheese Filling:
  • Cream Cheese, Sugar, Egg: Creates a smooth, tangy swirl that adds creamy richness to the banana bread.

How to Prepare Cream Cheese Banana Bread

Step 1: Prepare Baking Equipment

Preheat the oven to 350°F (175°C). Generously grease a 9×5-inch loaf pan with butter or cooking spray to ensure easy removal of the bread.

Step 2: Mix Dry Ingredients

In a medium mixing bowl, whisk together:
  • All-purpose flour
  • Baking soda
  • Salt

Combine thoroughly and set the bowl aside for later use.

Step 3: Create Banana Mixture

In a large bowl, beat together:
  • Melted butter
  • Sugar
  • Eggs
  • Mashed ripe bananas
  • Vanilla extract

Mix until the ingredients are well incorporated and smooth.

Step 4: Combine Wet and Dry Ingredients

Gradually add the dry ingredient mixture to the banana mixture. Stir gently until just combined, being careful not to overmix. The batter should look slightly lumpy.

Step 5: Prepare Cream Cheese Filling

In a separate bowl, beat until smooth:
  • Cream cheese
  • Sugar
  • Egg

Ensure the mixture is free of lumps and has a creamy consistency.

Step 6: Layer the Batter

Pour half of the banana bread batter into the prepared loaf pan. Spread the cream cheese mixture evenly over the first layer. Top with the remaining banana bread batter, creating a marbled effect.

Step 7: Bake to Perfection

Place the loaf pan in the preheated oven. Bake for 55-65 minutes, or until a toothpick inserted into the center comes out clean. The top should be golden brown and slightly cracked.

Step 8: Cool and Serve

Remove the bread from the oven and let it cool in the pan for 10 minutes. Carefully transfer to a wire rack and allow to cool completely before slicing. Enjoy your moist and decadent cream cheese banana bread!

Pro Tips for Cream Cheese Banana Bread

  • Ripeness Matters: Use overripe, spotted bananas for maximum sweetness and deeper banana flavor in your bread.
  • Swirl Technique: Create beautiful marbled patterns by gently swirling the cream cheese layer with a knife before baking for an artistic touch.
  • Room Temperature Ingredients: Ensure eggs, butter, and cream cheese are at room temperature for smoother mixing and better texture.
  • Prevent Sinking: Dust cream cheese mixture with a light coating of flour to help it stay suspended in the bread and prevent sinking during baking.
  • Storage Hack: Wrap cooled banana bread tightly in plastic wrap or store in an airtight container to maintain moisture and freshness for up to 5 days.

Variation Ideas for Cream Cheese Banana Bread

  • Gluten-Free Banana Bread: Replace wheat flour with almond flour or gluten-free blend for those with wheat sensitivities.
  • Vegan Cream Cheese Version: Swap dairy cream cheese with cashew-based cream cheese and use flax eggs instead of regular eggs.
  • Chocolate Chip Cream Cheese Banana Bread: Mix dark chocolate chips into the banana batter for extra richness and indulgence.
  • Low-Sugar Alternative: Use monk fruit sweetener or stevia in place of regular sugar to reduce overall sugar content while maintaining sweetness.

Pairing Suggestions for Cream Cheese Banana Bread

  • Pair with Creamy Coffee Complement: Brew a rich, smooth latte or cappuccino that echoes the bread's creamy texture and balances its sweetness.
  • Enhance with Nutty Accompaniment: Serve alongside toasted pecans or walnuts to add a delightful crunch and complement the banana's soft flavor profile.
  • Match with Caramel Drizzle: Add a light caramel sauce or sprinkle of cinnamon sugar on top to elevate the bread's warm, comforting notes and bring out deeper flavor dimensions.
  • Enjoy with Whipped Cream Topping: Dollop fresh whipped cream on each slice to enhance the cream cheese's richness and provide a luxurious, velvety contrast.

Storage Recommendations for Cream Cheese Banana Bread

  • Store leftover banana bread in an airtight container in the refrigerator for up to 5 days. Wrap tightly with plastic wrap or aluminum foil to prevent drying out.
  • Wrap individual slices in plastic wrap, then place in a freezer bag. Freeze for up to 3 months. Thaw at room temperature or in the microwave for a quick treat.
  • Warm slices in the microwave for 15-20 seconds or in a toaster oven at 300F for 5-7 minutes until heated through. Add a small pat of butter for extra moisture.
  • Keep at room temperature for up to 2 days in a sealed container, best enjoyed within 24 hours for optimal freshness and texture.

FAQs for Cream Cheese Banana Bread

  • How do I know when the banana bread is fully baked?

Use the toothpick test – insert a toothpick into the center of the bread. If it comes out clean or with just a few moist crumbs, the bread is done. The top should also be golden brown and slightly firm to the touch.

  • Can I use overripe bananas for this recipe?

Absolutely! Overripe bananas are perfect for banana bread. They’re sweeter and softer, which helps create a more moist and flavorful bread. The browner and spottier the bananas, the better the taste.

  • What makes the cream cheese swirl special in this recipe?

The cream cheese mixture adds a tangy, rich layer that creates a beautiful marbled effect and provides extra moisture to the banana bread. It transforms a classic banana bread into a more decadent, creamy dessert.

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Cream Cheese Banana Bread Recipe

Cream Cheese Banana Bread Recipe


5 Stars 4 Stars 3 Stars 2 Stars 1 Star

4.6 from 17 reviews

  • Total Time: 70-80 minutes
  • Yield: 8 1x

Description

Creamy and indulgent, this cream cheese banana bread elevates classic comfort baking with luxurious richness. Moist banana-packed slices promise delightful moments of sweet satisfaction that bring warmth to kitchen gatherings.


Ingredients

Scale

Main Ingredients:

  • 1.5 cups (180 grams) flour
  • 1 cup (200 grams) sugar
  • 1 cup (230 grams) mashed ripe bananas
  • 2 large eggs
  • 8 ounces (226 grams) cream cheese, softened

Leavening and Seasoning:

  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1 teaspoon vanilla extract

Fats and Additional Ingredients:

  • 1/2 cup (113 grams) butter, melted
  • 1/4 cup (50 grams) sugar (for cream cheese layer)
  • 1 egg (for cream cheese layer)

Instructions

  1. Warm the oven to 350F and lightly coat a 9×5-inch loaf pan with cooking spray or butter.
  2. Sift together the flour, baking soda, and salt in a medium mixing bowl, creating a uniform dry mixture.
  3. In a large mixing bowl, cream together the melted butter and first portion of sugar until well blended.
  4. Incorporate the eggs, mashed bananas, and vanilla extract into the butter mixture, stirring until smooth and integrated.
  5. Gently fold the dry ingredient mixture into the wet ingredients, mixing until just combined without overmixing.
  6. Prepare the cream cheese filling by whisking the cream cheese, remaining sugar, and egg until silky and consistent.
  7. Transfer half of the banana bread batter into the prepared loaf pan, spreading it evenly across the bottom.
  8. Carefully dollop and spread the cream cheese mixture over the initial batter layer.
  9. Pour the remaining banana bread batter on top of the cream cheese layer, ensuring complete coverage.
  10. Place the loaf pan in the preheated oven and bake for 55-65 minutes, checking doneness by inserting a toothpick into the center.
  11. Remove from oven and allow the bread to cool completely in the pan before slicing to serve.

Notes

  • Overripe bananas work best, providing deeper sweetness and more intense banana flavor for the bread.
  • Softened cream cheese ensures a smoother, lump-free filling that blends perfectly with the banana batter.
  • Use room temperature eggs and butter to help ingredients mix more evenly and create a consistent texture.
  • For a gluten-free version, replace all-purpose flour with a gluten-free flour blend and add xanthan gum for better binding.
  • Prep Time: 15 minutes
  • Cook Time: 55-65 minutes
  • Category: Breakfast, Snacks, Desserts
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 8
  • Calories: 344 kcal
  • Sugar: 29 g
  • Sodium: 235 mg
  • Fat: 18 g
  • Saturated Fat: 9 g
  • Unsaturated Fat: 7 g
  • Trans Fat: 0.5 g
  • Carbohydrates: 39 g
  • Fiber: 1.5 g
  • Protein: 6 g
  • Cholesterol: 85 mg
Truc Tran (Kris)

Truc Tran (Kris)

Senior Food Editor

Expertise

Home Cooking, Meal Planning, Recipe Development, Baking and Pastry, Food Editor, Cooking-video Maker, Vietnamese Food Evaluation Expert

Education

  • Hospitality (Commercial Cookery) at TasTAFE
  • Culinary Arts at Kendall College (Australia Branch in Sydney)
  • Vietnamese Cuisine Head Chef at HNAAu School (Vietnam, International Joint Training Program)

Truc Tran (Kris), an experienced food writer and editor, is great at exploring and describing global cuisines, from simple street food to fancy dining. In her writing, she skillfully mixes different flavors, cooking methods, and culinary traditions, showing the unique character of various cultures through their food and drinks. On azcuisines.com, Kris highlights her knowledge, especially in Asian cuisine and worldwide traditional dishes.

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